Certificate Programme in Digital Wallet Regulations
Published on June 28, 2025
About this Podcast
HOST: Welcome to our podcast, where we bring you insights from experts in various fields. I'm thrilled to have with us today an expert who's here to talk about a fascinating course: The Certificate Programme in Digital Wallet Regulations. Welcome! Could you please introduce yourself? GUEST: Hi, I'm [Expert's Name], and I have been working in the financial technology sector for over a decade. I've seen the rise of digital wallets and the challenges they pose in terms of regulations. HOST: That's impressive! So, let's dive into the course. What can students expect to learn from this programme? GUEST: This course offers a comprehensive understanding of digital wallets, their functions, and the legal frameworks surrounding them. Students will explore current regulations, case studies, and the complexities of cross-border transactions. HOST: Fascinating. Could you share some personal experiences or insights related to digital wallet regulations that you find particularly interesting? GUEST: Sure. One key insight is how regulations vary across regions, causing compliance challenges for digital wallet providers. For instance, Europe has PSD2, while Asia has AML/CFT requirements. Keeping up with these differences is crucial. HOST: That sounds challenging. What current industry trends do you think are most relevant to this course? GUEST: The increasing adoption of digital wallets, like Apple Pay and Google Wallet, highlights the need for proper regulation. Also, central bank digital currencies (CBDCs) are gaining traction, which brings new regulatory considerations. HOST: Indeed, those are hot topics. Now, what challenges have you faced in teaching or learning this subject? GUEST: The rapid pace of innovation in digital wallets makes it difficult to stay current on all developments. Additionally, understanding the nuances of various regulatory frameworks can be complex and time-consuming. HOST: I can imagine. Looking forward, what do you think the future holds for digital wallet regulations? GUEST: I expect to see more harmonization of regulations across regions, making it easier for digital wallet providers to expand their services. Also, there will be a growing emphasis on user protection, data privacy, and cybersecurity. HOST: Thank you for sharing your thoughts and expertise with us today. It's been fascinating to learn about the Certificate Programme in Digital Wallet Regulations and the ever-evolving world of digital finance. GUEST: My pleasure. Thanks for having me!